Software that already knows how a busy Saturday runs
Each edition is the platform pre-configured for that business: the ordering page, the booking calendar, the deposit rule and the review request are already set up. Payments are built in, priced for counters that swipe every four minutes and halls that take $20,000 deposits, and Basic ($99/mo) is credited back on your processing statement while you process with us. The AI builds the rest.
Fourteen editions, one account
Pick the one that matches what you run. Each comes with its workflows already switched on; the full editions have a page of their own.
What every edition here shares
Hospitality is small tickets at speed and big tickets on a date. These four run in every edition on this page.
Many swipes, big deposits, one account
Counters and dining rooms swipe hundreds of small tickets a day, the worst case for flat-rate pricing. Run a compliant dual-pricing program and the menu posts a cash price and a card price up front, with signage we provide. Halls, caterers and lodging take large deposits and balances that belong on ACH at a flat per-item fee instead of a percentage. Both run on one account, and you save on card fees versus flat-rate pricing: send a statement and we show the math.
- Compliant dual pricing on counter, bar and table checks; or interchange-plus with one small, disclosed margin. Where a surcharge is used instead, it is capped at the lesser of 3% or your actual cost of acceptance (2% in Colorado and Oklahoma)
- Deposits on bookings, parties and custom orders, with the balance scheduled to a card on file or to ACH at a flat per-item fee; returned payments pass the processor's return fee through at cost, with two automatic retries
- Tips captured on QR, handheld and counter; tip pooling reports for payroll
- Countertop terminals, handhelds, self-order kiosks and mobile readers on one account (hardware)
- Commission-free online ordering and hosted pay pages on your domain
- Branded digital and physical gift cards, sold at the counter and online (cards)
- No PCI program fee, no statement fee, no annual fee
Everything we accept, A to Z →
Payroll for your staff runs on the same login — see payroll.
Dual-pricing and cash-discount programs are subject to card-brand rules and state law and are not available everywhere. Debit cards are never surcharged.
Which plan a restaurant or hall picks
Anyone with card volume starts on Basic at $99/mo, credited back on your monthly processing statement while you process with Merch FinTech, so the software is on us: ordering and pay pages, booking with deposits, invoicing, two-way texting, one website and two users. Restaurants that want loyalty and SMS offers, and halls that want automated balance collection and the AI receptionist, run Pro at $299/mo ($249/mo billed annually). Pro is credited back at higher processing volumes. Compare plans.
Don't see your business? We build new editions regularly. Tell us what you run and we'll show you the closest edition and what we'd change. Need it built around how you run? Custom builds from $1,999.
Questions from owners and managers
How does dual pricing work on a $9 coffee?
Do deposits for events and parties go through the same account?
Does online ordering cost a commission?
Do we need to replace our POS?
Run the room on one login
Send a statement and a Saturday's ticket count. We'll show the fee line next to the software you'd stop paying for.
305-954-7362 · hello@merchfintech.com