Software that already knows how a real estate business runs
Every edition here is the platform pre-configured for one kind of real estate business, from the lead pipeline to the rent roll. Payments are built in: Basic is $99/mo, credited back on your monthly processing statement while you process with us, so the software is on us. The AI builds whatever your office does differently.
Ten businesses built on property
An agent lives on leads; a property manager lives on the first of the month. Each edition opens with the workflows that business actually uses.
What every edition here shares
Four things a real estate office does every week, already wired.
Rent, dues and retainers without the card fee
Real estate money is big and recurring, which is exactly where a percentage hurts. Every business here holds its own merchant account with our sponsor-bank processing partner; we are the referring agent.
ACH at a flat per-item fee instead of a percentage for the recurring money. Whoever covers the fee, it is a fixed amount, not a slice of the rent, and the business decides whether the payer covers it. For cards, interchange-plus with one small, disclosed margin, and you save on card fees versus flat-rate pricing: send a statement and we show the math. Or a compliant dual-pricing program at the counter that posts a cash price and a card price up front.* We are a payments company, not an escrow agent: funds settle to the account you designate.
- ACH at a flat per-item fee for rent, dues, retainers, earnest money and management fees; you decide whether the payer covers it (ACH). Returned payments pass the processor's return fee through at cost, with two automatic retries
- Card on file for application fees, desk fees, storage rent and staging rentals, with smart retries
- Tenant and client portals for payments, requests and documents
- Level 2/3 data for corporate cards paying commercial rent and relocation invoices
- No PCI program fee, no statement fee, no annual fee
Everything we accept, A to Z →
*Where a surcharge is used instead of dual pricing, it is capped at the lesser of 3% or your actual cost of acceptance (2% in Colorado and Oklahoma), and debit cards are never surcharged. Dual-pricing and cash-discount programs are subject to card-brand rules and state law and are not available everywhere.
Which plan fits
Agents, inspectors and stagers start on Basic ($99/mo, credited back on your monthly processing statement while you process with Merch FinTech, so the software is on us): pipeline, booking, invoicing, texting and one website. Property managers, brokers, title companies and lenders run Pro ($299/mo, or $249/mo billed annually) for the automations, the AI receptionist and unlimited users. A brokerage with a sub-account per agent goes Enterprise. Pro is credited back at higher processing volumes. See pricing.
Don't see your business? Appraisers, HOA boards, commercial brokers, land developers. We build new editions regularly. Tell us what you run and we'll configure it from the closest one. Need it built around how you run? Custom builds from $1,999.
Real estate questions
Can tenants pay rent by card?
Are you an escrow or trust-account provider?
Does it replace my MLS, transaction management or loan origination system?
Can a brokerage give every agent their own account?
Lead to lease to closing, on one login
Tell us what you run and we'll show the fee line next to the software you'd stop paying for.
305-954-7362 · hello@merchfintech.com